Payments and finance

Manage your money where you make it

Control your payments, cash flow, and taxes in one central place.

Shopify Payments for Shopify Plus

Make it easy to pay and get paid

Go from setup to selling in one click with Shopify Payments, the only integrated payment provider made for retailers small and large.

Let customers speed through checkout with accelerated checkouts, digital wallets, and local payment methods

Skip lengthy third-party activations and move to Shopify Payments with zero downtime

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Unlock even more features with Shopify Payments:

Sell in 133+ global currencies and settle in your own
Track orders and payments in one place
Get fast and predictable payouts with auto-reconciliation
Complete and track refunds right in orders
Streamline chargeback management
Unify online and in-store sales with Shopify POS

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Third-party processors

Connect with the most payment providers around

Whether you use Shopify Payments or a third-party payment processor, there have never been more ways to sell and get paid. Let customers pay their way through 100+ international payment providers, installments, or digital wallets.

Shop Pay

Convert more with the best checkout on the internet

Meet Shop Pay, the one-tap checkout exclusive to Shopify Payments. Customers securely save their payment and shipping information for faster purchases on any Shopify store—with next-level fraud protection.

Checkout lift with the mere presence of Shop Pay

Higher checkout conversions with Shop Pay over competitors

Higher average order value using Shop Pay

Shop Pay users globally

Enabling Shop Pay in our checkout has really made the most painful point of the customer experience delightful.
Benjamin Sehl — Co-founder, KOTN

Fraud solutions

Take control of fraud with built-in tools through Shopify Payments

Prevention

Stopping fraud before it happens is a lot easier than recovering lost sales. Now you can set custom rules for orders with Shopify Flow, authenticate payments with 3D Secure, and secure your checkout with integrated card testing protection.

Detection

Block fraudulent buyers with data-driven tools like fraud analysis and proxy detection, applied automatically at checkout. And be the first to know when suspicious activity or known attacks occur, so you can shut down account takeovers fast.

Management

Get total peace of mind with built-in fraud analytics, higher approval rates, automated dispute resolution, advanced user blocking, and no chargeback fees for eligible Shop Pay orders in the United States.

Learn more about Shopify's fraud solutions

Shop Pay Installments

Turn small payments into big purchases

Give customers more flexibility at checkout by letting them choose between interest-free payments, and monthly installments up to 24 months. Customers pay over time, while you get paid upfront.

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Rates from 0–36% APR. For example, a shopper’s $800 purchase might cost $72.21/mo over 12 months at 15% APR. Payment options through Shop Pay Installments are subject to eligibility and are provided by Affirm’s lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. More options may be available upon approval. State notices to consumers: affirm.com/licenses.

Supercharge sales with buy now, pay later:

Increase average order value by up to 50%
Lower cart abandonment by up to 28% without redirecting to a third party
Drive customer retention with a better shopping experience

Avalara AvaTax

Reduce the cost and stress of doing taxes

Save time

Automate your sales tax calculations and filing with Avalara AvaTax for worry-free compliance.

Sell in more places

AvaTax supports growth for your business, with calculations for over 12,000 U.S. sales tax jurisdictions.

Charge the right taxes

Know you’re charging accurate taxes on every order based on the most up-to-date tax rules.

Shopify Capital

Do more things with extra capital

Whatever your business goals, some financial support can go a long way. Shopify Capital gives you quick and easy access to equity-free funding without the lengthy application process. Now you have the freedom to experiment, backed by flexible financial support.

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I really love the flexibility of the repayment system of Shopify Capital. On busy days I repay more, and on slower days I repay less.
Phoebe Yu — Founder and CEO, Ettitude

Security built right in

Protect every transaction in transit and at rest

Keep your customer and payment information safe with data encryption, built-in risk analysis, chargeback recovery, and auto-reconciliation.

Fraud and risk analysis

3D Secure checkout

Payment data encryption

Bot protection

Level 1 PCI DSS compliant

SOC2 Type II compliance

Simplify your payments, cash flow, and taxes. Right in Shopify.

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